Launch your payments app on Andaria — without code
FINx1 comes pre-integrated with Andaria's regulated e-money platform. Design your app in our no-code studio and launch branded accounts, payments and cards under Andaria's licences — no EMI authorisation of your own required.
The provider / 01
What is Andaria?
Andaria is a regulated electronic money institution with dual licences: FCA-authorised in the UK and MFSA-licensed in Malta. It provides multi-currency business accounts with dedicated UK and EU IBANs and virtual IBANs, payments across SEPA, SWIFT and UK Faster Payments, and card programmes as a principal member of Visa, Mastercard and Discover.
Andaria brings the licence and the rails; FINx1 brings the product. Together they let you launch a fully branded payments or card proposition without becoming a regulated institution yourself.
- 01FCA (UK) and MFSA (Malta) licensed EMI
- 02Dedicated UK & EU IBANs plus vIBANs
- 03SEPA, SWIFT & UK Faster Payments
- 04Cards under Andaria's Visa, Mastercard & Discover memberships
What you can build / 02
Products on Andaria rails.
Regulated accounts, payments and cards from Andaria, delivered as a branded app by FINx1.
Business accounts
Branded business payment accounts with dedicated UK and EU IBANs, plus virtual IBANs for client segregation.
Multi-currency wallets
Hold and manage multiple currencies in one app, built on Andaria's multi-currency accounts.
Payments
SEPA, SWIFT and UK Faster Payments flows delivered as ready-made journeys in your app.
Card programmes
Launch cards under Andaria's scheme memberships — a principal member of Visa, Mastercard and Discover.
Embedded payments
Put accounts and payments inside a vertical SaaS product or marketplace your customers already use.
Onboarding & KYC
Account creation, KYC and compliance flows from Andaria's embedded finance stack, styled to your brand.
Andaria is the regulated entity — an FCA-authorised EMI in the UK and MFSA-licensed financial institution in Malta — so you can launch under its licence rather than obtaining your own. Your proposition remains subject to Andaria's onboarding and compliance requirements.
Delivery / 04 steps
From provider to app store.
Connect
Toggle on the pre-built Andaria integration in FINx1 — no integration project, no API plumbing.
Configure your products
Choose the account, payment and card features your proposition needs, under Andaria's regulated umbrella.
Design your app
Brand and customise every screen in the drag-and-drop design studio.
Launch
Ship to iOS, Android and web, with Andaria providing the regulated rails underneath.
Your next release / Start here
Put the product
in customers’ hands.
Bring the proposition. We’ll show you the shortest credible route from concept to a governed, live service.
30 minutes · No generic sales deck