Pre-built integration / Equals Money

    Launch your multi-currency app on Equals Money — without code

    FINx1 comes pre-integrated with Equals Money's payments and embedded finance platform. Design your app in our no-code studio and launch branded multi-currency accounts, cards and international payments, with Equals Money regulated underneath.

    The provider / 01

    What is Equals Money?

    Equals Money is a global payments and embedded finance platform for businesses. It provides multi-currency business accounts with a multi-currency IBAN across 35+ currencies, international payments over SWIFT, UK Faster Payments and SEPA, FX and treasury, expense management, and Mastercard company cards.

    Equals Money is FCA-regulated as a payment institution and an electronic money institution, and issues its cards under licence from Mastercard. FINx1 turns that platform into a branded app across mobile and web.

    • 01FCA-authorised payment institution & EMI
    • 02Multi-currency accounts & IBAN across 35+ currencies
    • 03SWIFT, UK Faster Payments & SEPA
    • 04Mastercard virtual & physical company cards
    FINx1 design studio building a multi-currency app on Equals Money

    What you can build / 02

    Products on Equals Money rails.

    Multi-currency accounts, cards and international payments from Equals Money, delivered as a branded app by FINx1.

    01

    Multi-currency accounts

    Business accounts with a multi-currency IBAN, holding and receiving 35+ currencies from one named account, styled as branded journeys.

    02

    International payments

    Same-day domestic and cross-border payments over SWIFT, UK Faster Payments and SEPA, surfaced in your app.

    03

    FX & treasury

    Currency conversion and treasury tools for businesses managing money across currencies.

    04

    Expense cards

    Issue Mastercard virtual and physical company cards with real-time spend controls and limits.

    05

    Expense management

    Budgets, approvals and spend controls built into your product and back office.

    06

    Embedded finance

    Put Equals Money accounts, payments and cards inside your own product through one branded FINx1 app.

    Equals Money is the regulated provider: it holds FCA authorisation as a payment institution and an electronic money institution, and issues cards under licence from Mastercard, so accounts, payments and e-money sit under its permissions. Your proposition remains subject to Equals Money's onboarding and compliance requirements.

    Delivery / 04 steps

    From provider to app store.

    01

    Connect

    Toggle on the pre-built Equals Money integration in FINx1 — no integration project, no API plumbing.

    02

    Configure your products

    Choose the account, card and payment features your proposition needs, on Equals Money's platform.

    03

    Design your app

    Brand and customise every screen in the drag-and-drop design studio.

    04

    Launch

    Ship to iOS, Android and web, with Equals Money regulated underneath.

    Your next release / Start here

    Put the product
    in customers’ hands.

    Bring the proposition. We’ll show you the shortest credible route from concept to a governed, live service.

    30 minutes · No generic sales deck