Build your fintech app on Integrated Finance — without code
FINx1 comes pre-integrated with Integrated Finance, the modular fintech infrastructure platform. Orchestrate providers like ClearBank, Currencycloud and Thredd underneath — and give it all a branded iOS, Android and web app on top, without writing code.
The provider / 01
What is Integrated Finance?
Integrated Finance is a London-based fintech infrastructure platform founded in 2019 and backed by Octopus Ventures. Its API layer orchestrates regulated providers — ClearBank, Currencycloud, Thredd and others — behind one interface: client and virtual accounts, payments across Faster Payments, SEPA, SWIFT and ACH, FX, card issuance and compliance workflows, with a full sandbox for testing.
Integrated Finance handles the provider plumbing; FINx1 handles everything your customers touch. Together they turn a multi-provider back end into one coherent branded app.
- 01Orchestrates ClearBank, Currencycloud, Thredd & more
- 02Client accounts & virtual accounts
- 03Faster Payments, SEPA, SWIFT & ACH via partners
- 04Full sandbox and webhook-driven workflows
What you can build / 02
Products on Integrated Finance rails.
Multi-provider infrastructure from Integrated Finance, delivered as one branded app by FINx1.
Digital banking apps
Client accounts and virtual accounts with onboarding, balances and statements as ready-made journeys.
Payments products
Faster Payments, SEPA, SWIFT and ACH flows via Integrated Finance's connected providers such as ClearBank.
FX & multi-currency
Currency exchange and multi-currency propositions powered by connections like Currencycloud.
Card products
Card issuance and lifecycle management through partner processors such as Thredd, surfaced in your app.
Multi-provider setups
One app across several underlying providers — Integrated Finance orchestrates the connections and workflows.
Compliance flows
KYC onboarding, transaction monitoring and safeguarding workflows built into your customer journeys.
Integrated Finance is a technology provider, not a regulated institution: regulatory permissions come from you or from the underlying regulated providers in your stack. FINx1 and Integrated Finance connect KYC and compliance partners into your journeys.
Delivery / 04 steps
From provider to app store.
Connect
Toggle on the pre-built Integrated Finance integration in FINx1 — no integration project, no API plumbing.
Configure your stack
Choose the provider connections and workflows your proposition needs — accounts, payments, FX, cards.
Design your app
Brand and customise every screen in the drag-and-drop design studio.
Launch
Ship to iOS, Android and web, with Integrated Finance orchestrating the providers underneath.
Your next release / Start here
Put the product
in customers’ hands.
Bring the proposition. We’ll show you the shortest credible route from concept to a governed, live service.
30 minutes · No generic sales deck