FINx1 comes pre-integrated with Modulr's payments platform. Design your app in our no-code studio and launch branded accounts, payments and cards on Modulr's rails, with Modulr as the regulated e-money institution underneath.
The provider / 01
Modulr is an authorised electronic money institution and payments infrastructure provider, FCA-authorised in the UK and regulated in the Netherlands by De Nederlandsche Bank for the EU. It is a direct participant in Faster Payments and Bacs, with access to CHAPS, SEPA, SEPA Instant and SWIFT, and issues cards as a principal member of Visa and Mastercard.
With Modulr you can launch accounts, payments and cards through a branded FINx1 app, without building the payments infrastructure or holding your own e-money licence.

What you can build / 02
Regulated accounts, payments and cards from Modulr, delivered as a branded app by FINx1.
Segregated accounts in a range of currencies, with onboarding, balances and statements as ready-made journeys.
Faster Payments, Bacs and CHAPS flows delivered as branded journeys, on Modulr's direct scheme access.
SEPA, SEPA Instant and SWIFT payments for multi-currency and cross-border propositions.
Issue virtual and physical cards under Modulr's Visa and Mastercard principal issuing memberships.
Payee verification built into your payment journeys to cut misdirected payments and fraud.
Instant, scheduled and recurring payouts plus collection tools, surfaced in your app and back office.
Modulr is the regulated entity: an authorised electronic money institution in the UK (FCA) and the EU (De Nederlandsche Bank), so accounts and e-money sit under Modulr's permissions rather than a licence of your own. Your proposition remains subject to Modulr's onboarding and compliance requirements.
Delivery / 04 steps
Toggle on the pre-built Modulr integration in FINx1 — no integration project, no API plumbing.
Choose the accounts, payment rails and card features your proposition needs, on Modulr's regulated platform.
Brand and customise every screen in the drag-and-drop design studio.
Ship to iOS, Android and web, with Modulr providing the regulated rails underneath.
Your next release / Start here
Bring the proposition. We’ll show you the shortest credible route from concept to a governed, live service.
30 minutes · No generic sales deck