Scheme Settlement & Acquiring

    Merchant Banking

    Power merchant services with direct scheme connectivity. A complete infrastructure for settlement, acquiring, and payout management.

    Request a demo Explore the solution

    Settlement / 01

    Direct Scheme settlement & Clearing

    Connect directly to Mastercard and Visa schemes. We handle settlement and clearing so you can concentrate on merchant relationships.

    • 01Visa & Mastercard direct connectivity
    • 02Automated scheme settlement engine
    • 03Interchange fee optimization
    • 04Cross-scheme clearing & reconciliation
    • 05Direct member processing roles
    • 06Global scheme compliance management
    Direct Scheme settlement & Clearing — FINx1 platform

    Acquiring / 02

    Acquiring Infrastructure

    Launch a complete acquiring solution with support for POS, e-commerce and mobile payments. Built to handle high-volume processing.

    • 01POS & E-commerce acquiring rails
    • 02Multi-currency transaction processing
    • 03Real-time chargeback management
    • 04Instant merchant ledger access
    • 05Alternative payment method support
    • 06Scalable processing engine
    Acquiring Infrastructure — FINx1 platform

    Risk / 03

    Advanced Merchant Risk & Fraud

    Protect your bottom line with AI-driven risk management. Our platform monitors merchant profiles and transactions in real-time to detect and prevent fraud.

    • 013D Secure 2.0 native support
    • 02Real-time merchant fraud scoring
    • 03Merchant risk behavior monitoring
    • 04Automated KYC/KYB for merchants
    • 05Adaptive authentication flows
    • 06Customizable risk rule engine
    Advanced Merchant Risk & Fraud — FINx1 platform

    Accounts / 04

    Fast Settlement & Payout Accounts

    Optimise cash flow for your merchants with dedicated settlement accounts and flexible payout options, from T+0 to custom schedules.

    • 01T+0 & T+1 settlement capabilities
    • 02Automated secondary vendor payouts
    • 03Secure escrow account services
    • 04Customizable payout logic & schedules
    • 05Consolidated merchant reporting
    • 06Multi-currency payout support
    Fast Settlement & Payout Accounts — FINx1 platform

    Why it works / In numbers

    Designed for outcomes.

    01x2Faster Settlement

    Reduce settlement cycles and improve liquidity with our optimized payment rails.

    0230%Interchange Savings

    Sophisticated routing and clearing logic to minimize scheme and processing costs.

    0399.99%System Reliability

    High-availability infrastructure designed for mission-critical payment processing.

    Your next release / Start here

    Put the product
    in customers’ hands.

    Bring the proposition. We’ll show you the shortest credible route from concept to a governed, live service.

    30 minutes · No generic sales deck